Do You Know the Way?
It may be natural for first-time buyers to be unsure of the process of buying a home because they haven’t been through it before but even repeat buyers need to know changes that have taken place since the financial housing crisis. The steps in the home buying process are predictable and generally follow the same pattern. It certainly makes the move stay on schedule when you know all the different things that must be done to get to the closing. In the initial interview with your real estate professional, you share the things you want and need in a home, discuss available financing and...
Read MoreFirst Time Buyers look to 203k Loans
It’s been said that if you can find a home that has most of what you want, you should go ahead and purchase it. Many first-time buyers are using everything they have for a down payment and closing costs and would have to “live” with the less than perfect home until they can save the money to make the changes. The FHA 203(k) mortgage allows a borrower to purchase a home and provides additional funds for improvements to be made. These types of renovations can include kitchen and bathroom remodels, flooring, plumbing, heating and air conditioning systems, additions and other...
Read MoreDown Payment Assistance
Down Payment Assistance in Tampa Bay I believe so strongly in down payment assistance as being a vehicle to get renters into home ownership. Being a teacher in Tampa Bay for first time home buyers over the years, I have stressed home ownership as being a way to get ahead in life. You and I know that renting is throwing away money. I think back to just last January, when I held some classes at my office for first time home buyers. People mentioned that prices were going up. Now here we are a year later and 10% increases in home prices from 2017 are typical. In addition to home value...
Read More8 Helpful tips for spring cleaning
8 Tips for Spring Cleaning Your Home “Spring” has officially arrived! And for us, in Florida, that means the return of 80-90 degree days! However, now is the time to tackle those spring cleaning activities that we want behind us before the school year is over and summer returns. And while the thought of spring cleaning may be enough to send you running for the hills, it doesn’t have to be daunting! Just take one task and one room at a time and your house will be spotless before you know it. Check out these 10 tips to help get you started! Clean the carpet: Dirt and germs can really...
Read More5 Reasons to Be Grateful for a Great Real Estate Agent
5 Reasons to Be Grateful for a Great Real Estate Agent It’s that time of year again! The holidays are over and everyone’s minds are reflecting on the past and planning how this year is going to be better. Many are also particularly mindful of the many blessings that have been bestowed upon us, as Americans. For those who have a house on the market right now (or for those who might be thinking about it), I would like to share five reasons that you should be grateful to be working with a great real estate agent. 1. They understand your crazy schedule. Real estate transactions can get...
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