Do You Know the Way?
It may be natural for first-time buyers to be unsure of the process of buying a home because they haven’t been through it before but even repeat buyers need to know changes that have taken place since the financial housing crisis. The steps in the home buying process are predictable and generally follow the same pattern. It certainly makes the move stay on schedule when you know all the different things that must be done to get to the closing. In the initial interview with your real estate professional, you share the things you want and need in a home, discuss available financing and...
Read MoreFirst Time Buyers look to 203k Loans
It’s been said that if you can find a home that has most of what you want, you should go ahead and purchase it. Many first-time buyers are using everything they have for a down payment and closing costs and would have to “live” with the less than perfect home until they can save the money to make the changes. The FHA 203(k) mortgage allows a borrower to purchase a home and provides additional funds for improvements to be made. These types of renovations can include kitchen and bathroom remodels, flooring, plumbing, heating and air conditioning systems, additions and other...
Read MoreEfficient Palm Harbor FL Home
Palm Harbor FL Home for Sale Fantastic Palm Harbor Home for sale close to the Pinellas trail and the Gulf of Mexico. Newer kitchen, easy closing drawers, granite countertops. Most flooring is neutral tile, sunk-in living room is carpet. It is a 3 bedroom, 2 bath 2 car garage, pool home. The interior and exterior have been freshly painted and the kitchen is up to date. Both baths have been renovated with gorgeous tile. The living area is open and spacious and the master is split from the other two bedrooms. There is a large den area and an extra room in the garage that is heated and air...
Read MoreDown Payment Assistance
Down Payment Assistance in Tampa Bay I believe so strongly in down payment assistance as being a vehicle to get renters into home ownership. Being a teacher in Tampa Bay for first time home buyers over the years, I have stressed home ownership as being a way to get ahead in life. You and I know that renting is throwing away money. I think back to just last January, when I held some classes at my office for first time home buyers. People mentioned that prices were going up. Now here we are a year later and 10% increases in home prices from 2017 are typical. In addition to home value...
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